I have no idea if the HCR reform bill will do anything about this, but I am going through sheer hell figuring out the damned bills from my surgery. Because of where I got my surgery done, I am getting bills from the facility (the hospital). I’m also getting bills from a conglomerate of physicians for the surgery and anesthesia. On top of that, I get notices from my insurance agent that allegedly correspond to each of the invoices from the two places I just mentioned, and what the insurance will pay and what is my responsibility.
Then you have to cross reference all of that with the itemized list I got from the hospital to make sure nothing out of the ordinary is there and nothing has been screwed up. To make matters worse, the invoices always say it is “estimated” what the insurance company will pay, but that really means they have already paid that amount, so it isn’t an estimate at all, really. It’s a payment. And then sometimes, the amount the insurance company has actually paid does not correspond to what they told you in the notice I received, so then I have to call them up and go through automated answering service hell until I can get a person on who will give me evasive and confusing responses that make no sense to me.
And then, once you have figured it all out, you get the added insult of writing a damned check for the amount. I was also informed by the nice woman on the phone that a past due balance of $8.11 was sent to collections (a bill I had no idea existed), so now I have to hunt those people down so my credit rating is not ruined by something as expensive as a super-sized McDonald’s Happy Meal.
Also, taxes next week.