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After roe, women are no longer free.

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The words do not have to be perfect.

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Usually wrong but never in doubt

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Let there be snark.

Meanwhile over at truth Social, the former president is busy confessing to crimes.

And we’re all out of bubblegum.

This has so much WTF written all over it that it is hard to comprehend.

No one could have predicted…

… pundit janitors mopping up after the GOP

It’s the corruption, stupid.

Jesus, Mary, & Joseph how is that election even close?

The willow is too close to the house.

A thin legal pretext to veneer over their personal religious and political desires

Battle won, war still ongoing.

The worst democrat is better than the best republican.

They fucked up the fucking up of the fuckup!

They traffic in fear. it is their only currency. if we are fearful, they are winning.

A lot of Dems talk about what the media tells them to talk about. Not helpful.

Let’s finish the job.

Technically true, but collectively nonsense

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You are here: Home / Anderson On Health Insurance / Health Policy notes

Health Policy notes

by David Anderson|  March 22, 20179:08 am| 51 Comments

This post is in: Anderson On Health Insurance

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Just a few points as everyone should be calling their House representatives right now.

First, Kaiser Family Foundation is looking at the implied deductibles of the AHCA compared to the ACA:

Deductibles would likely rise 61% under the GOP health care plan. New post from @DrewAltman on @axios w/ KFF #'s https://t.co/T0uki9bOAZ pic.twitter.com/Y37yAfFxDD

— Cynthia Cox (@cynthiaccox) March 22, 2017

Secondly, this is under-reported this week, we need to be aware that attempts to lower the cost of care in Medicare will be made much more difficult under this administration.

The CMS has delayed the expansion of a major bundled payment pilot, Comprehensive Care for Joint Replacement, and the implementation of its bundled payment initiatives for cardiac care from July 1 to Oct. 1, 2017, according to an interim final rule posted to the Federal Register. It also delayed, for a second time, the effective date of a final rule laying out the implementation of CJR and other bundled payment programs, from March 21 to May 20, 2017.

The agency also delayed its Cardiac Rehabilitation Incentive Payment Model and is also weighing whether to push back implementation of all bundled payment initiatives even further, until 2018. These programs are mandatory, and different from the voluntary Bundled Payments for Care Improvement initiative, which is not affected by the interim rule.

So get off of this blog, and start calling Congress.

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Reader Interactions

51Comments

  1. 1.

    Sab

    March 22, 2017 at 9:30 am

    We was commenting about your invaluable posts in an earlier thread in the middle of the night. Thanks for all you do. Not many comments, but many readers.

  2. 2.

    David Anderson

    March 22, 2017 at 9:31 am

    @Sab: Thank you, and I know what and how I write does not lead to too many comments, but that has never been my metric of personal success with Balloon Juice.

  3. 3.

    Barbara

    March 22, 2017 at 9:39 am

    Just called my represenative in midnight blue Arlington to thank him. I got through right away. His vote is not in doubt. Nor is Gerry Connolly’s, but if you live in VA-10 with Barbara Comstock, call, call, call. It won’t change her vote but you will be glad you did.

  4. 4.

    Barbara

    March 22, 2017 at 9:39 am

    @David Anderson: You get the best commenters!

  5. 5.

    Starfish

    March 22, 2017 at 9:54 am

    I called my representative in the House about this issue. I called my Democratic Senator about the Supreme Court nominee because he seems to want to support him because the nominee is from our state.

  6. 6.

    BC in Illinois

    March 22, 2017 at 10:02 am

    Have called or e-mailed my absolutely-dependable-Republican Congresswoman on a regular basis. [Ann Wagner, R – Financial Industry] Did it again this morning. I wonder how quickly one gets put into the category of “Oh, it’s him again.”

    Congresswoman Wagner seems actually excited about two things: repealing the “disaster that is the ACA” and freeing financial advisors from being required to act in the best interest of their clients.

    But I’ll keep calling and writing. Sigh.

    BC in Illinois ( really Missouri )

  7. 7.

    Barbara

    March 22, 2017 at 10:04 am

    I also sent contact information to some people I know living in Republican districts and urged them to call. This is not like me, but I only contact people I know are reliably liberal and probably just as outraged as I am.

  8. 8.

    tobie

    March 22, 2017 at 10:06 am

    I’ve been calling Andy Harris (MD District 1) almost daily. He’s horrible, will vote for the AHCA but, yeah, it feels good to sound the alarm that the bill will really hurt his poor, rural district.

  9. 9.

    hedgehog mobile

    March 22, 2017 at 10:12 am

    Done. Diana DeGette (CO 1) is a solid no. I thanked the staffer and asked him to pass along my thanks to the Congresswoman.

  10. 10.

    JMG

    March 22, 2017 at 10:16 am

    @tobie: I believe Harris said he’s a no vote just yesterday. That doesn’t mean anything until he actually does it, but it indicates he’s feeling enough pressure to at least lie about it.

  11. 11.

    David Anderson

    March 22, 2017 at 10:19 am

    @JMG: The tell tomorrow is if they have the vote is if there are 23 GOP NO votes in the first few minutes — and then those 23+ leave the chamber and go get drunk. If they are still on the floor after casting NO votes, the issue will still be in doubt as arms can be twisted.

  12. 12.

    tobie

    March 22, 2017 at 10:21 am

    @JMG: Thanks for this update. Glad to know calls do count for something afterall!

  13. 13.

    Barbara

    March 22, 2017 at 10:21 am

    The person I contacted lives in PA-5, with Glenn Thompson and just looking at his website made me mad. Front and center is a suggestion that if you want young people to go into farming you should start by forgiving student loans for young farmers. Forget about everyone else, right, let’s focus on the less than 1% of college students who might otherwise go into farming but for their college loans. That’s the kind of identity politics that is being played out there and his district encompasses Penn State University, the largest residential university in the entire state. (U Pitt probably has more students, but most are part-time or commuting.)

  14. 14.

    germy

    March 22, 2017 at 10:27 am

    @Barbara:

    The person I contacted lives in PA-5, with Glenn Thompson and just looking at his website made me mad. Front and center is a suggestion that if you want young people to go into farming you should start by forgiving student loans for young farmers.

    But they went to college so they wouldn’t have to farm.

  15. 15.

    Mike J

    March 22, 2017 at 10:28 am

    @David Anderson: what you do is too important for our usual snark. Lack of comments is an excess of respect for what you have to say.

  16. 16.

    JMG

    March 22, 2017 at 10:29 am

    I am of the opinion that the bill will pass the House, perhaps not by as many as five votes, because if it doesn’t, the congressional Republicans will look like hopeless frauds. They can’t abide that. They will tell themselves that voters who lose insurance will forgive them because of “tax cuts” and “growth.” This could only be assumed by people whose own insurance is excellent. But it’d kick the consequences of their vote down the road for a year and eight months. These are not people given to long-term thinking.
    About the Senate, I don’t know.

  17. 17.

    zhena gogolia

    March 22, 2017 at 10:32 am

    @BC in Illinois:

    I don’t know which is more frustrating — having a jerk as a representative (your situation) or having a wonderful representative who has no power (my situation).

  18. 18.

    tobie

    March 22, 2017 at 10:37 am

    @Barbara: I’ve never met people who feel more entitled to govt aid than rural Americans. In my area, which is in the Chesapeake Bay watershed, the state of MD forks over as much as $50,000 for people to get new septic systems. You point this out to the Republican voters in the district and they always say that they paid for it with their taxes. They’re convinced they’re the salt of the earth and everyone else is a freeloader.

  19. 19.

    jonas

    March 22, 2017 at 10:37 am

    @germy:

    But they went to college so they wouldn’t have to farm.

    Farming’s a business — and a complex one at that these days. I don’t see how you can really do it if you *don’t* have a degree. I ran into someone recently who was surprised that a dairy farmer here in CNY they were talking to one time had an advanced degree from Cornell. A lot of upstate farm kids planning to take over the family business go to Cornell. It’s the only land-grant/Ivy League college, and if you major in Ag Sciences, you pay the equivalent of in-state public school tuition.

  20. 20.

    tobie

    March 22, 2017 at 10:41 am

    @jonas:

    Farming’s a business — and a complex one at that these days.

    No one’s denying that. It’s just that farmers shouldn’t be the only group that has its college loans forgiven.

  21. 21.

    CaseyL

    March 22, 2017 at 10:42 am

    @JMG: McConnell’s already said if the bill gets to the Senate they’ll take it straight to the floor for a vote: no hearings, no filibuster.

    I know my Rep will vote against – Pramila Jayapal doesn’t need anyone’s encouragement to be a firebrand – and am reasonably sure about my Senators.

  22. 22.

    jonas

    March 22, 2017 at 10:44 am

    I’m in Claudia Tenney’s (NY-22) district, and she was on the fence, but is now leaning yes after the Buffalo Buyout scam was introduced. No guarantee that will go through, either, but her office got a (polite) earful from me on that this morning. As well as slashing the NEH/NEA.

    I have to say, though, the fact that Tenney, a big Tea Party/Trump-supporting right winger, isn’t putting herself out there on the front page of the local papers posing with a chainsaw next to a sign with Obamacare written on it and was even leaning “no” at one point is a strong indication that she’s getting furious pushback on this. Her colleague John Katko (R-Syracuse) has come out dead-set against the AHCA. Having a huge public hospital that’s one of the major employers in your district tends to focus your mind on these issues.

  23. 23.

    germy

    March 22, 2017 at 10:46 am

    “We chose to forgo insurance, save our cash and pay cash for medical visits. We are a very fit, health conscious family. We have better use for 10K every year than to blow it on premiums.”

    — Travis Smith, Oklahoma City

    Quote from a thinkpiece over at WaPo

    Nearly 1,200 people responded when The Post asked readers how they thought the plans to remake the Affordable Care Act would affect them. Most worried — but some cheered. Here are five of their stories.

  24. 24.

    germy

    March 22, 2017 at 10:49 am

    https://www.washingtonpost.com/news/wonk/wp/2017/03/22/the-only-obamacare-replacement-that-will-work-is-obamacare/?hpid=hp_no-name_hp-in-the-news%3Apage%2Fin-the-news&utm_term=.f02da69d9e00

    The only ObamaCare replacement that will work is ObamaCare.

    AKA the Affordable Care Act.

  25. 25.

    tobie

    March 22, 2017 at 10:49 am

    @CaseyL:

    McConnell’s already said if the bill gets to the Senate they’ll take it straight to the floor for a vote: no hearings, no filibuster.

    And meanwhile Democrats are concerned about using the filibuster against Gorsuch. I’ve never said it before because I hate the sexism of the expression but, C’mon, grow some!

  26. 26.

    zhena gogolia

    March 22, 2017 at 10:52 am

    @germy:

    They’re a very fit, health-conscious family, until their teenage son wipes out on his mountain bike and incurs brain damage.

  27. 27.

    JCJ

    March 22, 2017 at 10:53 am

    Wow. Bundled payments seem like one of the best ways to control costs. Surveys that compare how much a hip replacement can cost in one hospital vs another are amazing.

    From the Philadelphia Business Journal:

    Pottstown Memorial Medical Center, which is owned and operated by for-profit hospital management company Community Health Systems (NYSE: CYH), had the highest charge in the five-county region for knee replacement surgery, at $168,558, and for hip replacement surgery, at $151,493.

    Officials at Pottstown Memorial were not available to comment on the report.

    Sellersville’s Grand View Hospital, one of the region’s few remaining independent medical centers, had the lowest local charge for knee replacements at $34,676. Chester County Hospital in West Chester had the lowest charge for hip replacements at $36.429.

    http://www.bizjournals.com/philadelphia/morning_roundup/2015/06/knee-hip-replacement-surgery-charge-phc4-report.html

    And in case anyone is concerned that this is a race to the bottom, this article is a good reference

    http://archive.jsonline.com/business/payment-model-shows-potential-to-lower-costs-and-improve-quality-b99706511z1-375951591.html

  28. 28.

    germy

    March 22, 2017 at 10:54 am

    Manafort proposed in a confidential strategy plan as early as June 2005 that he would influence politics, business dealings and news coverage inside the United States, Europe and the former Soviet republics to benefit the Putin government, even as U.S.-Russia relations under Republican President George W. Bush grew worse. Manafort pitched the plans to Russian aluminum magnate Oleg Deripaska, a close Putin ally with whom Manafort eventually signed a $10 million annual contract beginning in 2006, according to interviews with several people familiar with payments to Manafort and business records obtained by the AP.

    Manafort and Deripaska maintained a business relationship until at least 2009, according to one person familiar with the work.

    “We are now of the belief that this model can greatly benefit the Putin Government if employed at the correct levels with the appropriate commitment to success,” Manafort wrote in the 2005 memo to Deripaska. The effort, Manafort wrote, “will be offering a great service that can re-focus, both internally and externally, the policies of the Putin government.”

    Gee. This isn’t how my local TV news station reported it this morning. The pretty lady reporter said “Manafort made some money working for an aluminum corporation but denies any wrongdoing.”

    But my local TV news station is owned by the sinclairr fammily.

    I turned my TV on this morning because I was looking for a weather report.

  29. 29.

    jonas

    March 22, 2017 at 10:55 am

    @tobie: Absolutely.

  30. 30.

    hedgehog the occasional commenter

    March 22, 2017 at 10:55 am

    @zhena gogolia: This. Or someone gets diagnosed with cancer, which does not care about your health or fitness. Or a car wreck…or…I am with schroedinger’s cat, I cannot even with these idjits.

  31. 31.

    schrodingers_cat

    March 22, 2017 at 10:56 am

    @germy: Again, the celebration of stupidity by the so-called watchdogs, the media. Its not a coincidence.

  32. 32.

    Barbara

    March 22, 2017 at 10:57 am

    @jonas: Thanks for saying that so I didn’t have to.

  33. 33.

    dlm

    March 22, 2017 at 10:57 am

    @Barbara: I’m in PA-06 with Ryan Costello-R. He’s all for killing ACA. I’ve called, I’ve written letters.
    Toomey is the same. No problems killing human beings.
    What do we do? Should we die in the hallways outside of their offices? Or should we show up at their houses and die on the front lawn.
    I’m serious. I feel completely helpless.

  34. 34.

    germy

    March 22, 2017 at 10:57 am

    @zhena gogolia:

    They’re a very fit, health-conscious family, until their teenage son wipes out on his mountain bike and incurs brain damage.

    For some reason I see more and more of these “forego health insurance” stories on TV and online, and I suspect it’s because somebody wants me to feel ashamed about demanding affordable health insurance.

  35. 35.

    Mary G

    March 22, 2017 at 10:59 am

    @germy: So when Travis, his wife, or one of their kids gets hit by an uninsured drunk driver and the life flight helicopter alone is $20,000 and intensive care is $400,000 for the first couple of days, they’ll just take the money out of savings. Yeah, right.

  36. 36.

    JMG

    March 22, 2017 at 10:59 am

    @dlm: Let them know, repeatedly, you will vote against them and tell everyone else you know to do the same. It’s all you can do. It won’t change their votes, but you won’t feel quite as helpless.

  37. 37.

    Barbara

    March 22, 2017 at 11:01 am

    @hedgehog the occasional commenter: Or someone falls down the steps and injures their back and can’t walk in the morning. It happened to my husband, who among other things, is an expert skier and bikes to work and whose parents and grandparents lived into their 90s.

  38. 38.

    Barbara

    March 22, 2017 at 11:02 am

    @JMG: And if a lot of people like you are calling then they can’t say they didn’t know about opposition in their district, which is what they are inclined to say when they don’t get calls.

  39. 39.

    Barbara

    March 22, 2017 at 11:05 am

    @David Anderson: The model is Medicare Part D. The vote was left open for close to two hours while various House leaders roamed the chamber making unsubtle threats. I think there are rules about leaving the chamber so I don’t know if they can actually leave until the vote closes but I don’t actually know.

  40. 40.

    germy

    March 22, 2017 at 11:18 am

    @Barbara:

    Or someone falls down the steps and injures their back and can’t walk in the morning. It happened to my husband

    A suddenly discovered suspicious lump can change a family’s life forever. I speak from experience.

  41. 41.

    Sab

    March 22, 2017 at 11:18 am

    @germy: I remember a story 5 or 10 years ago that was all over the cable news. A 20 something woman was bitten by a copperhead snake when she got out of her car to hike or something. Her leg swelled up to twice it’s normal size. She spent a week in the hospital, and was facing about 50 grand in medical bills. The only one of the many news outlets that asked why the phuck didn’t she have health insurance was the Guardian in the UK. Youngsters also need insurance. Stuff happens, and any contact with medical care is expensive.

  42. 42.

    Barbara

    March 22, 2017 at 11:25 am

    @germy: The guy in the article said that he was willing to pay for catastrophic insurance. And the funniest part (for me) is that he is a personal injury attorney. Maybe he thinks that if something bad happens he will be able to sue someone for lots of money.

  43. 43.

    germy

    March 22, 2017 at 11:26 am

    @Sab:

    A 20 something

    And the 20 somethings pay much more for car insurance. Because the car insurance people know 20 somethings are more likely to get into an accident.

  44. 44.

    germy

    March 22, 2017 at 11:26 am

    @Barbara:

    Maybe he thinks that if something bad happens he will be able to sue someone for lots of money.

    But I thought republicans were the “tort reform” party.

  45. 45.

    germy

    March 22, 2017 at 11:32 am

    Our Secretary Of State didn’t even want the job:

    “I didn’t want this job. I didn’t seek this job.” He paused to let that sink in.

    A beat or two passed before an aide piped up to ask him why he said yes.

    “My wife told me I’m supposed to do this.”

    After watching the contortions of my face as I tried to figure out what to say next, he humbly explained that he had never met the president before the election. As president-elect, Trump wanted to have a conversation with Tillerson “about the world” given what he gleaned from the complex global issues he dealt with as CEO of Exxon Mobil.

    “When he asked me at the end of that conversation to be secretary of state, I was stunned.”

    When Tillerson got home and told his wife, Renda St. Clair, she shook her finger in his face and said, “I told you God’s not through with you.”

    With a half-worn smile, he said, “I was supposed to retire in March, this month. I was going to go to the ranch to be with my grandkids.”

  46. 46.

    David Anderson

    March 22, 2017 at 11:39 am

    @JCJ: Charged rate is irrelevant. Contract rate is what matters.

  47. 47.

    David Anderson

    March 22, 2017 at 11:46 am

    @Barbara: Yeah, my collection of nerds has a pool on how long the vote is open (using Price is Right rules, I have 201 minutes as my bid)

  48. 48.

    Ella in New Mexico

    March 22, 2017 at 11:48 am

    @Barbara: @germy: @jonas:

    I know, I know this is SOOO off track/topic but as a person who lives in a very rural state with a fantastic Land Grant university Agriculture College, just want to say a couple of things that came to mind about your interchange re: farmers/education/loans:

    A. My nearby state university was founded under the Morrell Land Grants of 1862 and 1890 in this rural part of the state, and it has a fantastic bunch of programs in its College of Agricultural, Consumer and Environmental Sciences. Ag majors are GOOD for agriculture and ranching, period. We want people with solid science backgrounds, educated in sustainable agronomy, best practices in animal science, natural resource and wildlife conservaton doing the work of farming and resource management. . These educated agriculture folks have a good relationship with our state Departments of Agriculture and Extension outreach programs, which means they’re less likely to be doing stupid and dangerous things to harm the environment or create negative impacts on human safety. So YAAAAY for Ag Education!! I’ve got two Ag Natural Resource/Wildlife grads who are doing good things in the world because of their degrees, and farmers and ranchers are some of their best partners in protecting the environment.

    B. If our country is to move towards sustainable farming and ranching, we really DO need to encourage more people to try and run small, family-based or independent farms who produce LOCAL produce, meat and dairy products using organic and/sustainable practices. Right now, if you work for a non-profit organization, a school or government program you can pay your student loans back based on income and then, after ten years, have the remainder forgiven. I would be all for the kinds of Agriculture degrees that fall into a category that improves our food supply and our environment having benefit of that program. It would literally change the way we feed the country, helping shift supply chains away from Big Corporate Ag production and back to communities.

    For example, my daughter is dating a young man who want’s to go into business with his brother to run an aquaculture farm that essentially sets up a complex ecosystem with mutually beneficial interrelationships to produce food and plant products. He has a BS in Chem E, his brother in Agricultural Biology and Econ. The start up costs will be huge, and both have student loans. Why not encourage them to pursue that?

  49. 49.

    Barbara

    March 22, 2017 at 11:55 am

    @Ella in New Mexico: Sure, of course, those are good ideas, but why not work for a few years and save money? Why not make college cheaper? Singling out agriculture related degrees when SO MANY people have college loans just strikes me as unfair, not because farming is not worthwhile, it is, but because a lot of other things are also worthwhile and it is not clear to me that students with ag degrees have greater need for loan forgiveness.

  50. 50.

    Peter Moore

    March 22, 2017 at 5:52 pm

    David,

    Are there some incremental (i.e. not single payer) changes that Democrats could and should propose for ACA? To at least get us on record as actually trying to solve the problem.

    For example, I’ve heard some pretty awful anecdotes about lower middle class families getting really squeezed between expensive high deductible plans and the tax penalty for no insurance. How real is this? Is it simply a competition issue in their state? Could/should this be handled by the hardship exemption? Or are there something relatively small tweaks that could be done to reduce the issue?

    And are there other tweaks that would help? For example, as I remember Mario Rubio killed an adjustment risk corridors. Would undoing that help?

  51. 51.

    David Anderson

    March 22, 2017 at 10:42 pm

    @Peter Moore: I will have more to say on this very good question next week.. but yes, there are plausible tweaks (extend CSR up income scale or do a single comprehensive subsidy, get rid of family glitch, max cap % of income for health without regard to income level etc) Big problem is all cost money.

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