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You are here: Home / Anderson On Health Insurance / Behavioral Health Care Quality Ratings on the ACA Exchanges

Behavioral Health Care Quality Ratings on the ACA Exchanges

by David Anderson|  December 18, 20209:40 am| 6 Comments

This post is in: Anderson On Health Insurance

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This morning, Psychiatric Services has published an article that I co-authored with Drs. Jean Abraham and Coleman Drake as well as Sih-Ting Cai. We examined Behavioral Health Care Quality Among Marketplace Insurers in 2019##. This is in the same vein of work that we published in Journal of General Internal Medicine earlier this fall.

We looked at 2019 care quality ratings for four attributes:

  • antidepressant medication management
  • follow-up care for children prescribed ADHD medication
  • follow-up care within 7 days after hospitalization for mental illness
  • initiation and engagement of alcohol and other drug dependence treatment

We were curious if plan characteristics mattered, so we looked at ownership status, Blue Cross affiliation, Medicaid Managed Care status and if the insurer offered a Preferred Provider Organization (PPO) option. Our priors were that non-profits, and Blues would have higher quality and Medicaid Managed Care organizations would have lower quality.  We thought that PPOs would show lower quality as the insurer has less leverage with their provider network than HMOs and EPOs.

So what did we find?

We found a few noteworthy things.

Average quality ratings across all domains are low.  Antidepressent medication treatment and management led the pack at 62% of eligible patients receiving the desired standard of care while initiation of drug and alcohol treatment was the laggard at 23% of eligible patients receiving the desired standard of care.  This is a big difference compared to our care quality paper where three out of the four metrics we examined had at least 75% of patients receiving the expected standard of care.  Behavioral health is an area of possible and significant improvement in care delivery.

Secondly, we found that insurers that were good in one domain were likely to be good in another domain but the correlation was not particularly large or strong.

Although the correlation coefficients were positive for all pairs, only four were statistically significant and were moderate in magnitude (r=0.15–0.33, p<0.05). Specifically, correlation coefficients were largest between follow-up after hospitalization for mental illness and antidepressant medication management (r=0.33) and between follow-up after hospitalization for mental illness and initiation and engagement of alcohol or other drug dependence treatment (r=0.27).

 

Finally, we again found that non-profits were more likely to be better than average in making sure their members get the desired standard of care for antidepressant medication. Blues and PPOs had no statistically significant difference in care. Medicaid Managed Care Organizations performed significantly worse on three out of the four metrics.

So what does this mean?

Picking plans is tough. Picking on quality is tough. Right now, the ACA’s subsidy structure which is a price linked system tied to a floating benchmark (2nd cheapest silver) that can be strategically gamed means, that if we assume there is a premium-quality trade-off, low quality plans can undercut high quality plans. Insurers don’t get paid for quality directly. They may get paid for quality through risk adjustment, but that is a long delay with uncertain results.

It also means that behavioral health care quality is not particularly good. Even the best insurer classes (non-profits) don’t have great ratings on the four measured metrics. We need to do better.

## https://doi.org/10.1176/appi.ps.202000115

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6Comments

  1. 1.

    dr. bloor

    December 18, 2020 at 9:57 am

    We thought that PPOs would show lower quality as the insurer has less leverage with their provider network than HMOS and EPOs.

    I don’t know that this has anything to do with anything, but two observations about PPOs:  First, when working with a patient in a PPO plan, generally speaking all I need to worry about is convincing the patient to engage in care; I don’t have to simultaneously worry about convincing the HMO to pay for it.  Second, patients in PPOs anecdatally tend to be better off socioeconomically and have stronger support systems, which lends itself to better engagement in treatment.

    Generally speaking, though, insurers aren’t in the position of seeing a really big costs in the immediate future for undertreating mental health problems.  There’s nothing in it for them.

  2. 2.

    Major Major Major Major

    December 18, 2020 at 11:52 am

    Congrats on the publication!

  3. 3.

    beckya57

    December 18, 2020 at 1:52 pm

    This is my field: I’m a clinical psychologist and psych ARNP, specializing in child/adolescent psych. I have to second Dr Bloor above: psych care is still a poor stepchild that no one in the larger system is particularly interested in because it isn’t profitable, being labor-intensive, low-tech, and serving a disproportionately low-income population. There is thus massive room for improvement in service delivery—those of us in the field are constantly having to fight the system to get care for our patients—but very little incentive for the key power players to make any improvements. If you want to see the consequences for society, go check out your local homeless encampment, which will be full of people with comorbid psych and substance abuse problems. Thank you for addressing this subject, but I’m afraid your report is going to fall on deaf ears.

  4. 4.

    David Anderson

    December 18, 2020 at 2:30 pm

    @beckya57: Completely agree with everything you are saying.

  5. 5.

    susanna

    December 18, 2020 at 5:33 pm

    Whether you were chosen or volunteered to be a part of this study, good on you, and congratulations.  I hope it’s recognized as helpful going forward.

  6. 6.

    Czar Chasm

    December 18, 2020 at 11:15 pm

    To piggyback on what @beckya57 said:

    (Worked in residential facilities, homeless shelters, community-based mental health, service coordination for the developmentally disabled. Currently running a state funded, locally administered program that funds therapeutic services for children & families in my rural county)

    One other factor that I believe contributes to the extreme disparity between mental health funding/coverage and almost all other medical fields is the continued social stigma of mental illness (and its half-brother, neurodivergence). I have frequently observed the immediate ostracism of a person from groups (social, employment, etc) upon knowledge of that person having a mental health diagnosis, completely wiping away any achievements or accolades secured by/for that individual, with this phenomenon being unrestricted by socioeconomic strata.

    tl;dr version: The Crazies can’t be trusted, don’t treat them equally or equitably. This is stupid.

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