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Get off my grass you damned kids

You are here: Home / Archives for Get off my grass you damned kids

Five years now

by David Anderson|  September 5, 20187:15 am| 74 Comments

This post is in: Anderson On Health Insurance, Open Threads, Blogospheric Navel-Gazing, Get off my grass you damned kids, Nobody could have predicted, Rare Sincerity

Five years ago, I made a serious miscalculation.

I was a low level bureaucrat trying to get Exchange networks to work for UPMC Health Plan.

I was exhausted that first fall as we were scrambling with interim solutions for several months after the ACA individual market went live.  We then had to go crazy to ramp up HealthyPA, a convoluted Medicaid expansion waiver program in Pennsylvania.

I was in Pittsburgh living an anonymous life.

I thought I would only have a couple dozen health insurance related posts spanning twenty or thirty thousand words in me.

Now I’m in Durham.

I’m now at 1,550 + Mayhew on Insurance posts and several hundred other general purpose posts.  My health policy word count is closer to a million words than half a million words.  There is a mostly written book somewhere in these posts and I will sooner or later need to convince myself that I can write a book on health policy.

 

Then, I could never be quoted nor would anyone want to hear what I wanted to say besides a couple of co-workers as we slammed espresso shots before another analysis run cycle.  Now, I’m part of the usual quotable suspects when major ACA news breaks out.

Writing here at Balloon Juice has been and continues to be an amazing experience.  I get to play with ideas that fascinate me, and John gives me the keys to write to an audience.

One of the big changes since I’ve come to Duke, beyond saying good bye to the persona of Richard Mayhew, is that I’ve changed my writing targets.  When I was Richard Mayhew, I had to write at Balloon Juice.  I could and would poke a few people here and there that something big was coming down the pipe but I was limited.  Now, the audience is sometimes all jackals.  Other days, the intended audience is a few score of geeks and policy professionals who need to know about some esoteric corner case.  I apologize when I take over the blog for those purposes as I feel like I am hijacking your attention to pay the cost of entry into conversations that I want to be in.

As I have been drafting this post over several days, I’ve talked to reporters from local and national general interest press, I talked to a reporter from the trade press, I submitted a pair of long and very technical pieces to Health Affairs, and a revise and resubmit just went back to the editors of a good peer reviewed journal.  If you spend enough time reading Balloon Juice, you could figure out 85% of the article excluding some of the regression based analysis.

I feel guilty about this at times.

Last week, was a good example.  I wrote a Medicare shared savings post that I was aiming at a few dozen academics and several dozen think tankers, journalists and very targeted policy wonks. It is a very specific, nerdy, and incomplete idea.  It was not worth an op-ed as it it too geeky. It was not a Health Affairs blog or a journal perspective piece as the idea was not polished enough for that purpose, so I went Balloon Juice. And that post got three comments.  And I was fine with that as this was not a general purpose post but a very small part of a very different conversation that I participate in.

I’ve moved away from some general purpose health insurance and ACA blogging and at times over the past year, I’ve chased personal shiny objects down rabbit holes.  And you guys put up with that. And for that I am greatly appreciative as I love writing here at Balloon Juice.  I have a scratch pad and a place to get first drafts (seldom second drafts as you see my grammar and spelling) of reactions and thoughts.  I can dig into something that fascinates me on my own time and my own schedule until it makes sense to me.  I hope that this is not pointless intellectual public indecency as this entire creative process is extraordinarily valuable for me.

Balloon Juice is a very different form of writing than writing a journal article.  Under the best case scenario, a fast journal timeline from “umm, that is a cool question” to publication is a year or more.  It is very different writing than a multi-author Health Affairs blog where commas can become fighting marks while the critical point that I want to make might be the lead melody or become subsumed as a backing bass line.  It is a very different writing process than pumping out a New York Times op-ed where I first truly appreciated the value of a wonderful editor.  That process makes me sound a whole lot smarter by the end.  The final 750 words are a tight 750 words instead of a 5 post, 3,000 word series here.  But I was worn out both times I went through that process.  This is a fun place to write  and it allows me to get into awesome conversations of a variety of stripes.

But mainly, I just want to thank all of the jackals, the front-pagers and John for a community where I can nerd out on something that I find fascinating.  I’ll figure out what Year Six looks like, but the first five have been wonderful.

 

Five years nowPost + Comments (74)

Wednesday Night Open Thread

by John Cole|  August 8, 20188:11 pm| 185 Comments

This post is in: Get off my grass you damned kids

I just read some of the comments from the post below and I would like to state that you all suck and I never liked any of you.

Wednesday Night Open ThreadPost + Comments (185)

Open Thread

by John Cole|  July 2, 20185:36 pm| 112 Comments

This post is in: Get off my grass you damned kids

FUCK THIS FUCKING RIDICULOUS HEAT

Open ThreadPost + Comments (112)

Late Night ‘If Only It Physically Hurt to Be So Willfully Stupid’ Open Thread: Tucker Carlson, Nativist Poster Child

by Anne Laurie|  March 23, 20181:28 am| 36 Comments

This post is in: Immigration, Open Threads, Republican Venality, Assholes, Get off my grass you damned kids, Just Shut the Fuck Up

#ICYMI Check out the segment from tonight about the changing demographics in America pic.twitter.com/eM1VJkN8OG

— Tucker Carlson (@TuckerCarlson) March 20, 2018

Shorter T-Carls: Why hasn’t the trailer trash security detail evicted all these scary strangers yet?????

When there are demographic changes you don’t understand and they frighten you it’s called xenophoberty. pic.twitter.com/RWcEbjI5lS

— Schooley (@Rschooley) March 21, 2018

Let me point out: Tucker Swanson McNear Carlson was born in 1969. He does not personally remember the 1950s, and he’s more than old enough to have figured out that change is a human constant, not a personal affront.

Tucker Carlson rails against America’s demographic changes. “Most immigrants are nice … this is more change than human beings are designed to digest." Tell that to Native Americans, Tucker. https://t.co/GHFfj2JyLO via @voxdotcom

— Stella Rouse (@Stella_Rouse) March 21, 2018

Carlson "told the American Conservative in February, 'We have wonderful neighbors, and we love it. And what’s not to love? Our neighborhood looks exactly like it did in 1955.'" Not even subtle. https://t.co/FqHINoZyRF

— Brendan Nyhan (@BrendanNyhan) March 21, 2018

I encourage you to click over & read all of Michael Harriot’s hilarious excoriation of the “sentient celery stalk” at The Root:

… Here we should point out that Hispanic immigrants have not pushed out Hazelton’s white population. There are just as many, or more white people in Hazelton as there have always been. There are just more Hispanics now. Hazelton just grew. Hazelton’s white residents are free to have as many white friends as they always had. For them, absolutely nothing has changed except they are now outnumbered. There’s a name for people who want to hold on to that kind of society:

White supremacists

Carlson’s entire argument is based on the fact that he doesn’t want to live around brown people. More pointedly, he doesn’t want to be a minority. But if—like Tucker often claims—he’s not a bigot and racism is overblown, why would he have any problem being a minority? After all, he’d still be white…

But he’d never know what those “Hispanics” were saying to each other, in their weird inscrutable furrin languages. They might even be laughing at him!

(Spoiler, Mr. Carlson: Even us monolingual White people are perfectly capable of laughing at you… )

Late Night ‘If Only It Physically Hurt to Be So Willfully Stupid’ Open Thread: Tucker Carlson, Nativist Poster ChildPost + Comments (36)

Kids these days

by David Anderson|  February 21, 20187:51 pm| 45 Comments

This post is in: Because of wow., Get off my grass you damned kids

The scene at the Capitol in Tallahassee pic.twitter.com/lcJJgRzPA3

— Steve Bousquet (@stevebousquet) February 21, 2018


The kids will be alright.

———————————————————————

My first presidential vote was for Al Gore.

My first presidential donation was for Howard Dean.

My first presidential win was for Obama.

I’ve been pretty happy with my choices and my votes.  And the losses have been clusterfucks.

I don’t think that I am too unusual for the people of my generation and the generation that is younger than me.

 

One error fixed:
Approx age you are now if you became eligible to vote in the last election this Pres was on the ballot*
Ike: 82
JFK: 78
LBJ: 74
Nixon: 63**
Ford: 59
Carter: 55
RWR: 51
HW: 43
Clinton: 39
W: 31
Obama: 23
*Doesn’t mean they won.
**18 voting age@LarrySabato

— Glen Bolger (@posglen) February 15, 2018

Everyone my age and younger has seen Republican presidents lead us into dumb wars, insult, bully and harass our friends and family members  of color and/or non-hetero-cis gender identity and loot our futures while exacerbating large, long term climate problems.  We’ve seen that.  We’ve also seen the opposite.

Kids who are entering high school will have their political memories formed by the contrast of Trump and Obama.  Just think about that for a while.

The kids are all right; it is our job as old and not so old fogies to give them the time and space to grow.

Kids these daysPost + Comments (45)

A day in my life (health care thoughts)

by David Anderson|  February 14, 20188:44 am| 62 Comments

This post is in: Anderson On Health Insurance, Get off my grass you damned kids

Yesterday was a sick day. I needed a root canal.

I’ve always thought dental insurance is better visualized as a buyer’s discount club with some minimal insurance features instead of an insurance product with some buyer’s discount club features.  I estimate that my dental insurance has an actuarial value of about 50%.  The rest is out of pocket.

My endodontist started the procedure and about twenty minutes after I had been numbed up and the drill started to go through the crown of my tooth, she stopped and we had the following conversation:

“This is a little different than what’s on the X-ray”

“Is it a problem?”

“No, but I would like to do a scan to confirm the diagnosis, you okay with that?”

“How much would the scan cost and what does it get me?”

“$300 after your insurance pays, and it slightly decreases the chance you are in pain on Saturday”

“What are my baseline odds of pain?”

“Pretty low, I’m good at what I do…”

“Then no scan”

“Okay”

Twenty minutes later, the temporary crown was on and I was walking out the door.  As a health policy researcher and insurance geek, I was impressed with the radical price transparency and the discussion of value as my mouth was being worked on.  As a patient, this is something that I appreciated that I was not surprised with an unexpected $300 charge for minimal gain but it is not a decision that I was particularly able to make well.  I was operating at massive information asymmetry.  I had no way to evaluate whether or not my dentist was telling me the truth on how good she was and whether or not the baseline odds were accurate.

Once I got home, I checked the mail. And joy of joys, I received a revised bill from my son’s pediatrician.  We had taken him for his annual well child/vaccination update visit last July to an in-network provider.  The doctor’s office did not believe he was insured that day.  OOPS!

The HR office made an error on the special enrollment period membership file to the insurer.  He was initially deemed not covered so we got billed for the entire charged amount.  I fought and it took four rounds of phone calls to get everything straightened out.  Now we owe the standard co-pay and I dropped that check in the mail this morning on the way to the kids’ bus stop.

On one side there is radical price transparency fueled by low actuarial value coverage.  On the other hand, high actuarial value coverage required the paper work to work right.  One system worked as designed, I was a hyper informed consumer who decided to not get marginal care and the other took over six months to resolve to everyone’s satisfaction.  This is where we are probably going for health coverage where the insurer is more of a buyer’s discount club but the moment of decision felt like I was still operating under intense informational asymmetry and a power imbalance.  Getting the billing right for my son was a pain in the ass but I had allies from the insurer who do this multiple times a day so information and power were closer to symmetrical.

 

A day in my life (health care thoughts)Post + Comments (62)

John, the ER and the prudent man standard

by David Anderson|  February 12, 20187:15 am| 54 Comments

This post is in: Anderson On Health Insurance, Get off my grass you damned kids

Cole illustrates why emergency room visits should not be adjudicated based on final diagnosis instead of presenting symptoms.

John had a bit of a scare earlier in the week:

Just got back from a relaxing seven hour visit to the ER. For the past couple of days I’ve had a little pain in my chest, but it felt like the pain I had when I had an ulcer a decade ago, so I dismissed it. Today it got worse and I could feel it in my shoulder and back, so I decided to go check my blood pressure. Checked my BP, and it was through the roof (200/100 normally about 135/75) and my heart rate was 84 bpm and it is normally about 55-65… so I decided I should probably go seek medical attention….

What do we know about Cole? We know he is a klutz. We know that he is middle aged. We know that he is carrying a couple extra pounds. We also know that he lives in the middle of nowhere and the closest hospital in Wheeling or Weirton is probably 30 minutes away once the vehicle leaves his driveway.

And we also know that he is having chest pains that were spreading and unusual cardiac measurements.

That to me sounds like a damn good reason to get checked out even if the eventual diagnosis is that there is not much happening. It sounds like a damn good reason because Cole is not a doctor but he knows his body and knows that something strange may be happening. It is prudent for someone with his demographics and chest pains to get a doctor to say “Okay” or “Oh Shit”. The cost of thinking he would be okay while he was actually going into an Oh Shit scenario is higher than the opposite way of being wrong.

The ACA requires insurers to use the prudent layperson standard to determine whether an ER visit a priori is an emergency. Using post-facto diagnosis codes imposes a knowledge requirement on the prudent layperson that they can’t meet.

Seth Trueger, an ER physician explains:

The ACA made the prudent layperson standard federal law (ACEP piece). The prudent layperson standard is exactly what it sounds like: the definition of a medical emergency is that a normal person with an average knowledge of medicine thinks is an emergency -– the patient’s symptoms make it an emergency, not the final diagnosis. So severe abdominal pain that turns out to be “just” an ovarian cyst is, by definition, an emergency….
If the patient is acting like a “prudent layperson” and thinks they are having an emergency, then it is an emergency and the insurer has to cover the ER visit. Full stop.

This is really important because there is a huge overlap in symptoms between simple benign problems (ovarian cyst) and serious life threatening problems (appendicitis) — see this fantastic paper by Maria Raven et al….

Tons of patients end up with final diagnoses like “acute viral bronchitis” which sound simple. Except when the patient is 80 and has CHF and COPD and it could easily be flu or pneumonia or a serious COPD or CHF exacerbation any or all of which could kill them.

We’re not medical experts. We know what does not feel right in our own body, that is a hyper valuable expertise but the layperson can’t self diagnose themselves and only go to the hospital when the chest pains are an actual heart attack instead of something else.

John, the ER and the prudent man standardPost + Comments (54)

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