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</html><description>Dwolla is out to beat Visa, and their business model of 25 cent transaction fees no matter the size of the transaction has the potential to do that for transactions over $10-20 by people who aren&#x2019;t on credit. Paypal charges 30 cents plus 1-3% of a transactions. Merchants pay a similar rate when they accept &hellip;</description><thumbnail_url>https://balloon-juice.com/wp-content/uploads/2015/07/tunchiswatching.jpg</thumbnail_url><thumbnail_width>2048</thumbnail_width><thumbnail_height>1536</thumbnail_height></oembed>
