ACA Open Enrollment in most states ends by the end of the day today.
Go sign up or at least get started.
Otherwise, you’ll need a Special Enrollment Period to get insurance if you aren’t covered or have insurance that you don’t like.
Just go do it!
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Baud
I already have health insurance through my job, but ok.
JaySinWA
It’s not delayed because of MLK day?
https://www.healthcare.gov/ Says enrollment ends tomorrow
ETA, I see you said most states.
ETA 2 apparently WA is one of those states where enrollment ends today.
https://www.wahealthplanfinder.org/us/en/home-page.html
JaySinWA
@JaySinWA: List of 34 states with open enrollment ending the 16th and deadlines for the other states as well, some on the 15th, some on the 31st and one on the 23rd.
https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-the-acas-open-enrollment-period/#FFE
ETA Not an excuse to procrastinate, But if you are reading this after midnight, you might still be able to sign up
I see Idaho set its deadline for December 15, so if you live in Idaho, sorry about that.
TBone
Don’t know where to put this Malcolm Nance, pls. forgive the off topic interruption.
https://malcolmnance.substack.com/p/yemen-america-is-at-war-ish?publication_id=1227278&post_id=140712973&isFreemail=true&r=229wz
JaySinWA
from my link above information about states where enrollment doesn’t end on the 16th.
To be clear Idaho open enrollment ended December 15, 2023,
Baud
@JaySinWA:
Idaho has a one-day open enrollment?
JaySinWA
@Baud: Not quite:
Baud
@JaySinWA:
Thanks.
JaySinWA
For completeness, the Jan 16 enrollment dead line states
OzarkHillbilly
Medicare, Humana. But thanx for the reminder anyway.
Gin & Tonic
@TBone: Pro tip: don’t put those links in Adam’s threads.
Gin & Tonic
@Baud: Posting on B-J is a job? With health insurance? Who knew?
bbleh
Also … there’s no downside. You don’t like it, you cancel! Easy!
(Meanwhile, you’ll, y’know, not die because you find yourself without adequate coverage in a crisis.)
Martin
ACA has been great for those of us in the retirement pre Medicare gap. Basically it made retiring viable, and because CA public employees employer-provided plans were aligned with ACA plans, we basically moved straight over to our old employer provided plans.
ACA does create some odd incentives though. Paying off the house was immediately valuable because we didn’t need to take enough income to cover the mortgage payments any longer, which boosted the subsidy, which really doesn’t seem like the correct incentive. The new problem is that CA is trying to seamlessly connect MediCal (our Medicaid) with the exchange so that if you fall off of one you automatically get picked up by the other, so some of the paperwork is used for both. We need to keep our income above a certain level to not get dumped onto MediCal (which we previously didn’t qualify for due to assets but this year could because CA got rid of the asset limit. So it incentivizes income shenanigans that are easy to do with a financial planner and tax accountant, and not so easy for everyone else.
JaySinWA
@bbleh: I suspect there is a downside if you apply when you are not eligible, but I suspect if you answer truthfully in the application process, you are weeded out before any harm is done.