The simplest way to do this is for both chambers of Congress to pass a bill that guarantees the funding of Cost Sharing Reduction subsidies…
The BCRA would have allowed a plan to cover 58 percent of expected costs. Former Sen. Mark Begich (D-Alaska) once proposed adding a copper plan, which would cover 50 percent of the expected costs. By lowering health insurance premiums, a copper plan would be more attractive to relatively healthy people, which would increase enrollment and lower average premiums….
A third way to improve the exchanges is to help insurers pay for extremely high claims….
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