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You are here: Home / Archives for 2014

Archives for 2014

Broken Typewriter

by @heymistermix.com|  September 25, 20143:08 pm| 97 Comments

This post is in: The War On Women

Arielle Duhaime-Ross writing at The Verge about what Apple left out of its “Health” app:

When it comes right down to it, most smartphone-carrying women want an app that will notify them before they end up with a blood stain on their jeans. That alone is nothing short of revolutionary. […]

So, is it really too much to ask to that Apple treat women, and their health, with as much care as they’ve treated humanity’s sodium intake?

It’s not too much to ask, but I’m not surprised that a product from a male-dominated tech culture missed this obvious feature.

Broken TypewriterPost + Comments (97)

Holder Resigning

by John Cole|  September 25, 20142:52 pm| 167 Comments

This post is in: Black Jimmy Carter

As you all are in touch politically, you are all probably aware that Holder is resigning. I have no idea who will be nominated to take his place, but I sure hope it is someone who will push decriminalization of marijuana laws and will continue to aggressively pursue civil rights violations. Taking on the banksters would be nice, as well.

Who do we think the next nominee will be? I’m assuming it will be someone who is not being groomed for the Supreme Court, because serving for two years under Obama will make them impossible to elevate to the court, given the way the right wing and the compliant media are able to gin up lasting nontroversies (Fast and Furious, anyone?).

So who would you like it to be, and who do you think it will be? I have no earthly idea. Also, will the confirmation happen before or after the midterms?

Holder ResigningPost + Comments (167)

We Really Need A Law Telling Government Employees Not To Watch Porn At Work?

by Elon James White|  September 25, 20141:36 pm| 29 Comments

This post is in: This Week In Blackness

You don’t have to be a rocket scientist to know one of the first rules of working in an office: don’t look at porn on your work computer. But what’s even more of a concern is that Rep. Mark Meadows (R-NC) is seeking to pass a bill that actually states that government employees can’t watch porn at work:

In May, the Environmental Protection Agency’s inspector general disclosed that a senior-level employee was caught spending as much as six hours of his day looking at porn. The IG found that the employee had downloaded and viewed more than 7,000 pornographic files. … Four months later, the employee has not been fired and is still collecting government pay, Environment & Energy Publishing reported last week. Many agencies, including the EPA, have such rules, but Meadows says they are not enforced. EPA’s spokeswoman Liz Purchia confirmed that the porn-watching employee is still employed but on leave.

Frankly, if you can’t get through an eight-hour shift without watching watch Bang Bus, we’re worried about you. Also, those government bathrooms must go through a lot of tissues.

Team Blackness also discussed the Jordan Davis retrial, how it’s still okay to take upskirt pictures in Texas, and the destruction of the Michael Brown Ferguson memorial.

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We Really Need A Law Telling Government Employees Not To Watch Porn At Work?Post + Comments (29)

Hair Trigger

by @heymistermix.com|  September 25, 201411:13 am| 153 Comments

This post is in: Shitty Cops

Unless I missed it, we haven’t seen this insane and disturbing dashcam video here yet. It shows South Carolina State Trooper Sean Groubert shooting an unarmed driver of a car who was reaching for his drivers’ license. Groubert was fired and has been charged with aggravated assault.

Hair TriggerPost + Comments (153)

Eric Holder Stepping Down

by Betty Cracker|  September 25, 201411:10 am| 129 Comments

This post is in: Domestic Politics, Politics

So says the New York Times:

Attorney General Eric H. Holder Jr. will resign his post, the Justice Department said Thursday. Mr. Holder will remain in office until a successor is nominated and confirmed.

Mr. Holder, the 82nd attorney general and the first African-American to serve in that position, had previously said he planned to leave office by the end of this year.

Particularly in President Obama’s second term, Mr. Holder has been the most prominent liberal voice of the administration.

I’m damn sorry to see him go. Holder has been an excellent AG and will be difficult to replace. Also, he makes wingnut heads esplode, and I’ll miss that about his tenure, though no doubt his successor will immediately be identified as a fellow agent of Satan, even if it’s Pam Bondi.

Eric Holder Stepping DownPost + Comments (129)

Convergence

by David Anderson|  September 25, 20148:03 am| 13 Comments

This post is in: Anderson On Health Insurance, Show Us on the Doll Where the Invisible Hand Touched You, World's Best Healthcare (If You Can Afford It), Nobody could have predicted, Schadenfreude, The Dirty F-ing Hippies Were Right, The Failed Obama Administration (Only Took Two Weeks), The Math Demands It

Via @McKinsey: Low-price exchange plans ↑ premiums, high-price ↓. What you’d expect in a newly competitive market. pic.twitter.com/ThHgjFJsPf

— Larry Levitt (@larry_levitt) September 24, 2014

The important thing to remember is that 2014 was a beta test year for Obamacare.  Some insurers went into the market with loss leader membership build strategies, others went in with a reasonable price sustainability model, others went in with a hyper cautious approach.  Some insurers had optimistic pricing models, others projected a much sicker enrolled population than they actually got. 

2015 is the first significant readjustment and the market is acting pretty much as we should expect markets for minimally differentiated products.  Plans that were underpriced are seeing their pricing go up, plans that are overpriced are seeing cost reductions.  It is almost like the market structure could work.

ConvergencePost + Comments (13)

Narrow networks aren’t new

by David Anderson|  September 25, 20146:46 am| 6 Comments

This post is in: Anderson On Health Insurance

A Modern Healthcare article has an extensive piece on initial Exchange consumer reaction to narrow networks.  Besides wanting better web directories, people are relatively happy with them. However there is a throw-away line at the end concerning the proliferatin of narrow networks on the commercial/employer sponsored insurance side of the business that I think is wrong:

Jon Gabel, a senior fellow who studies insurance markets at the National Opinion Research Center at the University of Chicago, told Modern Healthcare in March that if narrow networks “spill over into employer-based health insurance, I think we’ll see much more politically potent backlash.”

As I noted last July, most of the popular plans sold to groups by Mayhew Insurance are narrow network or tiered network plans. 

Note that the three commercial networks which are the top sellers by membership are narrow to very narrow networks and they were all fundamentally built when President Obama was either a state senator or a junior Senator in D.C.

I think he is wrong for two reasons.  First, the big trend for large groups and Fortune 1000 companies over the past several years have been to keep employee contributions reasonably stable while jacking up the deductible.  Companies that were offering low Platinum or good Gold style plans in 2012 are now offering weak Silvers as the base option.  A lower deductible but narrower network option at the same employee contribution per paycheck is a trade-off a lot of people are willing to make on an individual basis (that is what I choose for my family). 

So on the first front, narrow networks have been around for a while and they have been common for large groups for at least a decade in my market.  Secondly, as long as the networks are well disclosed, directories frequently updated and the narrow network is not the default or only option, but instead are a part of a set of choices, I don’t think there will be a potent backlash.

Narrow networks aren’t newPost + Comments (6)

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