One of the first potential blow-up points for the ACA in the Trump Administration was today. Insurers are required to offer lower deductibles and cost-sharing to people who buy on-Exchange policies and who make less than 250% of the Federal Poverty Level. This is the Cost Sharing Reduction (CSR) subsidy. Insurers offer the better product …
Preference Sensitive surgeries and ACA uncertainty
Traditionally, the end of the benefit year will see a significant shift in the composition of surgeries. The shift is in who is getting the surgery done and what type of work is being done. More people who have already maxed out their deductible will attempt to have surgery to take care of a problem …
Preference Sensitive surgeries and ACA uncertaintyPost + Comments (5)
You love me, you really love me
Via Comments by Humboldt Blue: I’m not sure what you motherfuckers are rambling about but I followed some advice from the front page health care guy who types out dense and incomprehensible phalanxes of text and double checked my policies today with covered California. Saved my stupid ass more than a hundred dollars per month …
Sign up
Okay folks, open enrollment closes in seventeen hours for Healthcare.gov. If you are eligible and not signed up, please sign up. E-mail me if you’re getting stuck. I will see if I can help you out. This is important to both protect yourself against getting hit by a meteor and to create actual facts on …
Call Congress (and see results)
If you’re happy and you know it —- Call Congress If you’re scared and you know it — Call Congress If you’re mad and you know it — Call Congress Keep up the calls. Call about what you are passionate about, call about what you care about. Call about what you can. And see results: …
Uncertainty and plan offerings for 2018
Last Thursday, CNBC highlighted a study by the Urban Institute and Robert J Woods Foundation about insurers worrying about political and policy uncertainty for their 2018 plan offerings for the Exchanges. As I see it there are three major sources of uncertainty. Will the Cost Sharing Reduction (CSR) subsidies be paid? If not, the insurers …
Take care of yourself: SIGN UP
Open enrollment closes for the ACA at midnight, Pacific Time on Tuesday night. If you are eligible to sign up please sign up. You need to protect yourself from both the vagaries of human life and insure yourself against the future risk that your access to health insurance will be preconditioned on having a string …